There is nothing more irritating than losing our hard-earned money. I am not talking about the loss of funds through impulse purchases, or by slacking investments. Nor am I mentioning that time that a $20 bill fell from your hand as you were pocketing a withdrawal from the ATM.

In fact, I am addressing the issue of a third-party misplacing money on our behalf.

Recently, I came into the easiest $135.00 on behalf of JP Morgan Chase, and the State of California. How was this possible? While I am not exactly sure how Chase ended up this money of mine (my guess is that I overpaid on a loan account and moved before they could mail me the difference).

Chase, being the lovely bank that they are, did not send me a check for the overage. In fact, I had to do some digging to find out that I was owed this money. It was rather simple to do, and I encourage all of you to do this and see if you are due any unclaimed property.

Go to Google (or your fave search engine) and type in “unclaimed property (your state)”. Chances are, you will be sent to your state’s controller office where you will be prompted to enter your name and former address(es) to see if you are due any dough. You can also visit http://www.unclaimed.org/ to start your search.

Some tips: 
1) Try inputting all of your names (if you ever went by another first name, or if you have various last names through marriage),
2) Search for of your previous addresses, if your state’s office searches for this field,
3) Look for unclaimed property in every state you have lived in.

So, where is this black hole of property? How exactly do our states end up with our loot?
According to the website www.unclaimed.org, “Unclaimed property (sometimes referred to as abandoned) refers to accounts in financial institutions and companies that have had no activity generated or contact with the owner for one year or a longer period. Common forms of unclaimed property include savings or checking accounts, stocks, uncashed dividends or payroll checks, refunds, traveler’s checks, trust distributions, unredeemed money orders or gift certificates (in some states), insurance payments or refunds and life insurance policies, annuities, certificates of deposit, customer overpayments, utility security deposits, mineral royalty payments, and contents of safe deposit boxes.”

Phew. That’s a mouthful.

Take a few minutes this afternoon and see if you can stake your claim to some missing cash.
What a better way to kick off your Memorial Day weekend?